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  • Is the policy within its first year? Yes. No.
  • Is the policy within the 14 day cooling off period? Yes. No.
  • Downgrade from Inception.
  • Downgrade Requires Cancel/Restart.
  • Has a claim been made in this policy period (since renewal). Yes. No.
  • Downgrade Requires Cancel/Restart.
  • Is it within 6 weeks (before or after) a Renewal? Yes. No.
  • Downgrade from Renewal.
  • Downgrade mid-term (continuous cover).

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